Smart Buy Product
Smart Buy product helps you to purchase a various kind of products such as Home Appliances, Electronics and Building Material in easy way through convenient installments up to 36 months.
- Easy procedures and quick approvals.
- Easy monthly installments.
- Co-borrowers allowed.
- Wide network of best brand’s suppliers.
- Salaried Employees.
- Self Employed Business (SEB).
- Self Employed Professionals (SEP).
- Home appliances.
- Building materials.
- Minimum SDG 1,500.
- Maximum SDG 1000,000.
- Minimum 6 months.
- Maximum 36 months.
Minimum Income Requirement:
- Salaried SDG 1,000.
- SEB/SEP SDG 1,500.
Maximum Debt burden:
- 50% of net income.
Minimum Equity Requirement:
- 40% down payment.
- Minimum 21 years at application.
- Maximum76 years at maturity.
- Salaried: confirmed employee (not be on probation).
- SEB/SEP: Business running for 1 year’s minimum.
- Applicant’s Valid ID.
- Applicant’s National Number Certificate.
- 2 references with valid ID’s and complete address (Blood relatives with different address are allowed).
- 2 recent colored photos (Passport photo size).
- Valid invoice from authorized dealer.
- Salary Certificate with date of joining, occupation and salary breakdown.
Self Employed Business / Self Employed Professionals:
- Company registration documents.
- Last 6 months stamped bank statement.
*Finance available for Sudanese nationals only
* Terms and conditions apply