Smart Buy Product
Smart Buy Product from Bank of Khartoum
Now you can buy your different household needs from a group of the largest service providers in easy installments up to 36 months with Smart Buy Product from Bank of Khartoum.
- Simple requirements and procedures.
- Prompt approvals.
- Co-borrowers allowed.
- Finance available from a wide network of service providers.
Products That Can Be Financed:
- Electronic Devices.
- Home Appliances.
- Building materials.
- Minimum SDG 10,000.
- Maximum SDG 5,000,000.
- Finance up to 70% of the asset value.
- Up to 36 months.
- Salaried Employees.
- Self Employed Business (SEB).
- Self Employed Professionals (SEP).
- Salaried Employees – 3months with the current employer (not on probation).
- Self Employed Business (SEB) – business established and running for at least 12 months.
- Self Employed Professionals (SEP) – professional license issued and operating for at least 12 months.
- Salaried: Minimum 21 years at application stage.
Maximum 65 years at finance maturity.
- SEB/SEP: Minimum 25 years at application stage.
Maximum 76 years at finance maturity.
Debt Burden Ratio:
- Maximum 50% of net monthly income.
- Valid ID.
- National Number Certificate.
- 2 references with valid ID’s and complete address (blood relatives with different address allowed).
- 2 colored passport size photographs.
- Valid invoice from BOK authorized service provider.
- Valid Salary Certificate with date of joining, occupation and net monthly salary.
Self Employed Business / Self Employed Professionals:
- Business Registration Documents.
- Last 6 months original stamped bank statement.
* Finance available for Sudanese nationals only
* Terms and conditions apply