Mr. Kashif Naeem

Acting - Chief Executive Officer


Mr. Naeem is the Acting Chief Executive Officer of Bank of Khartoum Group (BOK).  Mr. Naeem have illustrious banking experience of  24+ years and spearheaded Businesses in 3 different geographies (Pakistan, UAE and Sudan) and holds the distinction of working with leading banks like Citibank (Pakistan & UAE), Societe Generale Bank, Union Bank, Dubai Islamic Bank UAE and Bank of Khartoum.


Awarded as “Islamic Retail Banker of the Year 2016” by Cambridge Analytica IF UK and won the award for “Leadership Role in Islamic Retail Banking 2017” by Global Islamic Finance Awards (GIFA), Mr. Naeem was hired by Dubai Islamic Bank UAE in July 2006 and assigned to Bank of Khartoum as part of the transformation team to bring true Retail banking to Sudan. Under his leadership, BOK has enhanced and developed full range of products and services for Retail Banking, SME and Microfinance and embarked on the journey of Digitization. BOK pioneered the launch of Mobile Money service in Sudan which increased financial inclusion and banking penetration significantly in the market and  BOK is leading the Digital space in Sudan. Prior to taking Banking as a profession, Mr. Naeem worked for 5 years in Pakistan for 1st ever mobile phone company for 5 years, managing  Sales from 1990 till 1995.


Performance-driven professional with extensive experience in Consumer Banking (Islamic & Non-Islamic), Management, Digital / Mobile Financial Services, Retail/Branch Banking, SME, Microfinance, Portfolio Management, Deposit Mobilisation, Revenue Generation, Change Management, Business Development, Customer Service, Training & Development, Performance Management and People Management. An enterprising leader with skills in leading personnel towards accomplishment of common goals who thrive on developing transformational strategies & building a high performance and customer centric culture.



Mr. Kashif Naeem

Deputy CEO

Mr. Naeem was hired by Dubai Islamic Bank UAE in 2006 and assigned to Bank of Khartoum as part of the transformation team to bring true retail banking to Sudan. He is responsible for BOK’s market leadership as the first bank in the Sudan to establish a full suite of innovative products and services in Retail, Private Banking, SME and Microfinance.

Kashif is a seasoned and result oriented professional with strong leadership and managerial skills. Since joining, BOK has grown 175% and his portfolio manages a book size of over SDG 3.9 billion plus in deposits, SDG 1 billion plus in Asset Financing and SDG 250 million in Microfinance. Mr. Naeem has over overall professional experience of 22 years and worked in countries like Pakistan, UAE and Sudan. He spent last 17 years in banking industry and worked with international and regional banks that include Citibank UAE & Pakistan, Dubai Islamic Bank UAE, Societe Generale Bank, Union Bank Pakistan (now Standard Chartered Bank Pakistan). Prior to banking he worked for five years with the first mobile company in Pakistan- PAKCOM / Instaphone.

He holds a BBA degree from Pakistan and apart from being a Board Member of subsidiaries owned by Bank of Khartoum, he is also member of Bank’s Management Committee, ALCO, Credit Risk Committee, Executive Committee, Audit, Risk & Compliance Committee and member of HRC. Kashif’s overall experience in banking covers Retail Banking, SME, Microfinance, Islamic Banking, Private Banking, Wealth Management, Operations, Products & Services, e-banking solutions, Sales, Service & Quality etc.


Mr. Syed Amir Ahmed

Chief Finance Officer

has over 24 years of international and regional banking experience in Finance, Risk Management and Audit. He began his career with Prudential Securities as a Securities Analyst.
Before joining Bank of Khartoum in late 2019 as Group Chief Financial Officer, he was associated with Gulf International Bank as CFO – Saudi Arabia where he was mandated to bring financial discipline and efficiency. He also led transformation of KSA branches to full-fledged subsidiary (GIB-KSA). Prior to that he was Chief Financial Officer and Head of Support Services for Bank Al-Khair (previously known as Unicorn Investment Bank) where he was responsible for middle and back offices of the Bank. He has extensive experience in leading operational due diligence and building post-investment management functions of the Bank’s Private Equity portfolio.
Prior to joining Bank Alkhair, he worked as Group Head of Internal Audit, Investment & Corporate Banking for Riyad Bank in Saudi Arabia, where he was responsible for providing independent and valued assurance to the Board Audit Committee on governance, risk management and internal control environment of the Bank. During his five years of association with Riyad Bank, the Board of Directors seconded him for a year to take a leadership role in the implementation of two key regulatory requirements – Basel II and Assertion Program (SOX-404).
Prior to moving to the Middle East, he worked for a leading bank in Canada, Scotiabank, as Head of Operational Risk Management in its Global Risk Management Division. He represented Scotiabank in the Canadian Bankers’ Association sub-committee on Operational Risk (Basel II), moderated by the regulator (OSFI). He established the operational risk management function in the Bank in line with the Bank’s strategy and Basel II requirements.
He also worked for TD Bank Financial Group in its corporate head office in Toronto, Canada as Internal Audit Manager, Corporate & Investment Banking Group. He was responsible for managing and delivering audits in a highly complex investment banking and treasury environment, including structured products, arbitrage desk, global derivatives and M&A. He also participated in the team responsible for managing successful acquisition of Canada Trust. Mr. Ahmed holds an MBA in Finance and is a Certified Public Accountant from Washington, USA. He also passed the Registered Securities Representative exams from National Association of Securities Dealers Inc. (NASD- USA).


Mr. Yasir Ali Salman Saeed

Head of Internal Audit

Mr. Yasir has an intensive experience in both internal and external audit services through his prior engagement with some global audit firms (Arthur Andersen and KPMG). Subsequently, Mr. Yasir joined Saudi Home Loans as a Head of Internal Audit (an Arab National Bank subsidiary). His last role prior to joining BOK during December 2019 was a Senior Audit Director at AlRajhi Bank (Saudi Arabia),Mr. Yasir holds a master degree in Accounting & Auditing from University of Poona (India) and he is a Certified Fraud Examiner from USA.


Mr. Loganaden Sidambaram

Head of Treasury and Investment

Is a seasoned banker with accomplished GCC and International experience of 30+ years working for Global and Multi-National Institutions across Banking & Finance sector out of which 20 years at senior executive management level. A senior Treasury Executive with proven Balance Sheet management experience, defining strategies, policies, framework, risk parameters, product development among others. A qualified Treasury professional with MBA (Finance) from Leicester University UK coupled with Basle Qualifications.
He has been part of the few selected members of the Treasury Steering Committee of the UAE Central Bank whose mandate is to look at and review the implications of various regulatory initiatives before same being approved by the Board of Directors of the Central Bank of UAE for implementation as Regulatory Framework and also members of the Financial Market Committee in different jurisdictions.


Mr. Mohamed Omer Eldaw Elkhidir

Head of Corporate Banking Group and FI


Mr. Sabil Yassin Abdulla

Head Of Human Resources

Mr. Abdulla has joined BOK Group in Sudan as a Head of Human Resources Department in January 2020 among newly senior management team, and responsible of Human Resources activities serving around 2,550 employees across 122 branches and 7 subsidiary companies as well as 2 overseas branches “UAE & Bahrain”. Mr. Abdulla has around 25 years of comprehensive sound experiences in diversified reputable global, international and local organizations in Canada, Europe, North Africa, Middle East and GCC region, in managing various roles in diversified industries, with a unique blend of strategic thinking, In-depth knowledge and hands on experience in Human Capital, and all phases of business activities. These diverse experiences have been positively impacting the achievement of superior results complemented with introducing best in class integrated HR solutions across worldwide regions,Prior joining BOK, Mr. Abdulla had worked with SHL Plc, SDT-BAE Systems, The British Council, YMCA, Emirates Bank Group, Royal Jet, Etisalat, Juma Al Majid Holding Group.

Mr. Abdulla has proven sound track record in HR functions during company’s start-up, leading company’s culture transformation, achieving superior HR results in the areas of organization change & design, talent acquisition, workforce strategy, staff engagements, brand employment, learning & development, job evaluation, job analysis & competencies modeling, rewards & benefits, performance management, succession planning, assessment & development centers, graduate trainees programs, policy design, employees’ affairs, and HR automation. Through coursework, have been demonstrating strong leadership skills and business competencies with a desire to make positive changes within a demanding environment as well as project deadlines and budgets. Have developed effective team skills and the ability to be comfortable in a variety of contributing roles and diversified human cultures.

Mr. Abdulla is a MBA holder, certified Global Professional Human Resources “GPHR”; a certified member of: British Psychological Society “BPS Level2 Occupational Psychology”, European Federation of Psychologists’ Association “EFPA level2 work and organizational assessment”, SHL “level B Occupational & Personality“, Senior Certified Professional “SHRM-CSP”, American Center for Creative Leadership, HAY “job evaluations”, Development Dimensions International “DDI targeted selection® interviewing behaviors”.


Mr. Ammar Abbass Elsayed Osman

Head of Compliance

Mr. Ammar Abbass Elsayed comes from a regulatory background as he served at the Central Bank Of Sudan (CBOS) in different regulatory and supervisory positions including the Governor’s Office for 13 years. He joined BOK in 2013 as Head of Legal & Compliance department responsible for overseeing and managing the compliance program within the bank through evaluating and controlling the Compliance risk management of the bank.

Mr. Ammar also is taking the role of Chief Governance Officer to enhance and improve the corporate Governance function within the bank and serves as a Reporter to the Board Corporate Governance Committee, he is also responsible for developing and monitoring the implementation of the FATCA policy within the bank and being a responsible officer (RO) to American IRS regarding the bank compliance with FATCA.

Mr. Ammar is Co-founder & member for the Sudanese Compliance & risk officers committee within the Sudanese banking union. Played a significant role in Project management of BOK’s expansion in GCC area and succeeded in acquiring a license for the bank to establish an Islamic branch in Bahrain.

Mr. Ammar has Master of business administration – Morgan State University, Maryland- USA 2010, Certified Compliance Officer – Denver University of America 2014, M.A in accounting and finance – Islamic Finance, and (complementary research under award) – Sudan University for Science and Technology.


Mr. Mohammed Qadeer Abdullah

Chief Risk Officer

A seasoned Risk management professional who brings over 25 years of industry experience of managing all types of material risks in a financial institution. In his role, he is responsible for the management and supervision of enterprise risk in the bank including running risk programs, embedding risk culture to facilitate monitoring and controlling of risk streams. Drive for operational efficiency by establishing core metrics that maximize the performance while optimizing the capital management .Prior to BOK, Mohammed was Senior Vice President and Head of Risk at Noor Bank, UAE. In his stint with the bank, he had established major risk functions and responsible for enterprise risk management of the bank. He had several accomplishments during his tenure including wining the “Best Risk Analytics implementation” award from Asian Banker for the Bank. Earlier, he worked for EmiratesNBD, UAE implementing the value based management for the newly merged entity. Before that, He worked for Riyad Bank overseeing the financial risk management department. Mohammed holds a Master degree in Commerce from University of Madras and Master in Business Administration from Bharathidasan University, India. He is a qualified Cost Accountant (Inter) from ICMAI, India and ACI Dealing Certificate from UK. He is also a certified Chartered Financial Analyst from CFA Institute and Financial Risk Manager from Global Association of Risk Professionals, USA.