Mr. Yasser Elmahmoudy brings over 25 years of diverse banking experience to the Bank of Khartoum in the capacity of Chief Operating Officer. Earlier career history embraces roles with Citibank Egypt, Citibank Egypt & North Africa, Barclays Bank Egypt, Central Bank Of Egypt, Standard Chartered Bank Dubai, Arab African International Bank, United Bank Egypt.

His banking exposure entails expertise in technology, strategy, transformation, digitization and management. He excelled in Experienced IT leader with top-notch implementation and project management abilities. Highly organized, methodical and skilled at building consensus across high-performance teams.
Well-versed in Strategy planning and deployment. Experienced with leading teams driving performance, delivery and innovation projects.

Chief Executive Officer BOKI UAE and Head of International Banking
Mr. Muhammad Ali Jawaid brings to Bank of Khartoum a wealth of over 17+ years of experience spread across Corporate Banking along with exposure to Investment Banking, Risk Management, Cash Management, Remedial Assets, China Coverage, Branch Banking and Operations.
He is an accomplished leader who excels in building diverse and high-performing teams, adopting novel tactics, and achieving growth even in the most challenging markets. His forward-thinking leadership style is complemented by his approachability, insight, and technical expertise.
Mr. Muhammad Ali Jawaid holds a Master Degree of Business Administration (MBA), University of Luton, Bedfordshire United Kingdom.

has over 24 years of international and regional banking experience in Finance, Risk Management and Audit. He began his career with Prudential Securities as a Securities Analyst.
Before joining Bank of Khartoum in late 2019 as Group Chief Financial Officer, he was associated with Gulf International Bank as CFO – Saudi Arabia where he was mandated to bring financial discipline and efficiency. He also led transformation of KSA branches to full-fledged subsidiary (GIB-KSA). Prior to that he was Chief Financial Officer and Head of Support Services for Bank Al-Khair (previously known as Unicorn Investment Bank) where he was responsible for middle and back offices of the Bank. He has extensive experience in leading operational due diligence and building post-investment management functions of the Bank’s Private Equity portfolio.
Prior to joining Bank Alkhair, he worked as Group Head of Internal Audit, Investment & Corporate Banking for Riyad Bank in Saudi Arabia, where he was responsible for providing independent and valued assurance to the Board Audit Committee on governance, risk management and internal control environment of the Bank. During his five years of association with Riyad Bank, the Board of Directors seconded him for a year to take a leadership role in the implementation of two key regulatory requirements – Basel II and Assertion Program (SOX-404).
Prior to moving to the Middle East, he worked for a leading bank in Canada, Scotiabank, as Head of Operational Risk Management in its Global Risk Management Division. He represented Scotiabank in the Canadian Bankers’ Association sub-committee on Operational Risk (Basel II), moderated by the regulator (OSFI). He established the operational risk management function in the Bank in line with the Bank’s strategy and Basel II requirements.
He also worked for TD Bank Financial Group in its corporate head office in Toronto, Canada as Internal Audit Manager, Corporate & Investment Banking Group. He was responsible for managing and delivering audits in a highly complex investment banking and treasury environment, including structured products, arbitrage desk, global derivatives and M&A. He also participated in the team responsible for managing successful acquisition of Canada Trust. Mr. Ahmed holds an MBA in Finance and is a Certified Public Accountant from Washington, USA. He also passed the Registered Securities Representative exams from National Association of Securities Dealers Inc. (NASD- USA).

Dr. Yousef is a seasoned risk management professional with over 25 years of experience in the banking industry. Renowned for his expertise in implementing comprehensive risk functions, developing risk frameworks, and creating governance and risk policies, he has a profound understanding of Risk-Based Supervision, Basel Standards/Guidelines implementation, COSO ERM, and regulatory requirements. Dr. Yousef’s extensive knowledge of the regional and global banking and regulatory landscape and his membership in esteemed international Risk and Finance professional bodies enhanced his advanced leadership and managerial skills, supporting informed decision-making by boards and senior management. He has a proven track record in leading large-scale banking projects, including COSO-ERM integrated framework implementation across financial and non-financial sectors. His strategic leadership in people management has fostered professional growth, resource optimization, and continuous improvement. His exemplary leadership skills have nurtured human capital, facilitated seamless knowledge transfer, and mitigated continuity risks. His career highlights include empowering CEOs and Boards with strategic risk advice, re-designing risk management frameworks, developing risk-based strategic plans, and implementing Enterprise Risk Management Frameworks.

Dr. Yousef, previously involved in esteemed professional bodies like the Board Education Committee of PRMIA and the UAE Banks Federation Risk Management Committee, is highly regarded. He has authored numerous papers on risk management and a notable book focusing on operational risk management. He is also a regular speaker and panelist at industry-leading conferences and exhibitions across the MENA region. He holds a PhD in Business Science Risk Management from Miskolc University, Hungary, a Certified Global Business Analyst, a Certified Management Accountant (CMA) from ICMA, Australia, and a Post-Doctorate Certificate in Business Management from Walden University, USA.

An HR expert with almost 20 years of working experience in various areas of managing and developing human capital. A self-motivated and goal oriented individual with strong people skills who embraces change and people engagement.

Mr. Yasir has an intensive experience in both internal and external audit services through his prior engagement with some global audit firms (Arthur Andersen and KPMG). Subsequently, Mr. Yasir joined Saudi Home Loans as a Head of Internal Audit (an Arab National Bank subsidiary). His last role prior to joining BOK during December 2019 was a Senior Audit Director at AlRajhi Bank (Saudi Arabia),Mr. Yasir holds a master degree in Accounting & Auditing from University of Poona (India) and he is a Certified Fraud Examiner from USA.

Is a seasoned banker with accomplished GCC and International experience of 30+ years working for Global and Multi-National Institutions across Banking & Finance sector out of which 20 years at senior executive management level. A senior Treasury Executive with proven Balance Sheet management experience, defining strategies, policies, framework, risk parameters, product development among others. A qualified Treasury professional with MBA (Finance) from Leicester University UK coupled with Basle Qualifications.
He has been part of the few selected members of the Treasury Steering Committee of the UAE Central Bank whose mandate is to look at and review the implications of various regulatory initiatives before same being approved by the Board of Directors of the Central Bank of UAE for implementation as Regulatory Framework and also members of the Financial Market Committee in different jurisdictions.