Products That Can Be Financed

• Electronic Devices.
• Home Appliances.
• Furniture.
• Generators.
• Building materials.
• Solar System

Financed Amount

• Minimum SDG 500,000.
• Maximum for Building Material SDG 14,000,000.
• Maximum for other categories SDG 50,000,000.
  
• Finance up to 70% of the asset value. 

Finance Tenure

• Up to 36 months.

Customer Classes

• Salaried Employees.
• Self-Employed Business (SEB).
• Self-Employed Professionals (SEP).

Employment Tenors

• Salaried Employees: 3 months with the current employer (not on probation).
• Self-Employed Business (SEB): a business established and running for at least 12 months.
• Self-Employed Professionals (SEP): professional license issued and operating for at least 12 months.

Age

• Salaried Minimum 21 years at the application stage. Maximum 65 years at finance maturity.
• SEB/SEP Minimum 25 years at the application stage. Maximum 76 years at finance maturity.

Debt Burden Ratio: 

Maximum 50% of net monthly income.

Common Requirements

• Applicant’s Valid ID. 
• Applicant’s National Number Certificate.
• 2 references with valid ID's and complete addresses (Blood relatives with different addresses are allowed).
• 2 recent coloured photos (Passport photo size).
• Valid invoice from BOK authorized service provider.

Salaried

• Valid Salary Certificate with date of joining, occupation and net monthly salary.

Self-Employed Business/Self-Employed Professionals:

• Business Registration Documents
• Last 6 months' original stamped bank statement.

* Finance is available for Sudanese nationals only

* Terms and conditions apply.