Savings Account
Open a savings account with the Bank of Khartoum and grow your money through profit—earned the halal way. We pool your funds with those of other customers and invest them according to Islamic banking principles. At the end of each year, profits are shared based on your lowest monthly balance.
Nationwide AccessYou can make deposits and withdrawals at any Bank of Khartoum branch across the country, no matter where you opened your account. |
Digital BankingEnjoy several electronic banking services, including mobile and online banking. |
Effortless Bill Payments & Fund TransfersIndividuals can set up automatic payments for bills and other periodical expenses, as well as transfer funds to any bank inside or outside Sudan as per CBOS regulations. |
24/7 ATM AccessProvides an ATM card for cash withdrawals at any time. |
Round-the-Clock SupportAccess our 24/7 call centre for tele-banking services available every day of the week. |
Alignment with Religious Beliefs
The account adheres to Islamic principles, ensuring that your financial practices align with your religious beliefs. |
Profit Sharing Model
You participate in a profit-sharing arrangement, where the bank shares its profits with account holders. |
Ethical and Socially Responsible InvestingYour funds are invested in industries that comply with Islamic values. |
Increased TransparencyBOK Islamic savings accounts focus on honesty and fairness, providing clear fee structures with no hidden costs. |
Requirements
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Apply For An Account
Create your account online in just a few minutes. Complete a quick verification process and get started immediately. |
Verify Your IdentityComplete a quick and secure verification process fulfilling the requirements mentioned before. |
Start BankingOnce approved, you’ll receive your account details and can begin using your account immediately. |
Apply Now
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Is there a minimum amount required to open the account?Yes, a minimum deposit is required to open the account. Please check with your nearest branch for the specific amount, as it may vary. |
Can I access my savings anytime?Yes, you can access your savings anytime through ATMs, online banking, or by visiting your local branch. |
Are there any fees for maintaining the account?The Islamic Savings Account has no monthly maintenance fees. However, some services, like international transfers, may have charges. You can check with the bank for details. |
Will my money grow in an Islamic Savings Account?Yes, your savings will be invested in Shariah-compliant ventures, and you may receive profits based on the bank’s investments. However, the returns are not fixed and depend on the performance of these investments. |
Is my money safe in this account?Yes, your money is safe. The Bank of Khartoum follows strict regulations to ensure the security of all customer funds. |