Go Cashless
Go Digital
Virtual Visa Card
A Visa virtual card functions just like a physical debit card, but it exists entirely on your smartphone. The card numbers are randomly generated to represent your Visa card or bank account, providing a layer of protection, so thieves can’t use the numbers to get your information or your money. More secure than standard debit or credit cards, the BOK Virtual Visa Card is increasingly preferred by businesses for payment transactions. While many physical stores in Sudan may not yet accept virtual cards, you can still use your card to make online purchases from any merchant or supplier that accepts Visa.
Get your BOK Virtual Visa Card
To apply for your Virtual Visa Card, please visit one of Bank of Khartoum’s designated branches. Follow these simple steps to get started:
- An active Bank of Khartoum account is required.
- Complete the application form available at the branch.
- Ensure that the information you provide matches your existing account details—especially your mobile number and email address.
- An initial deposit of USD 100 is required.
- From this amount, $25 will be deducted as a card issuance fee and $5 will be deducted as a card loading fee
- Funds can be loaded or reloaded via cash deposit at any BOK branch.
- The card is valid for one year.
- The maximum balance allowed on the card is USD 10,000.
- Your Virtual Visa Card is issued instantly, and card details will be sent to you via SMS.
The BOK Virtual Visa Card is accepted on all online platforms and stores worldwide that accept VISA.
Visa Virtual Card Limits
| Visa Card Type | Issuance Fees | Reload Fees | Minimum Balance | Daily Purchase Limit | Annual Maintenance Fees | Weekly Purchase Limit | Daily ATM Withdrawal Limit |
|---|---|---|---|---|---|---|---|
| Virtual | $25 | $5 | $100 | $500 | None | $5,000 | None |