About Us

Oldest and Largest

Islamic Bank In
Sudan

The Bank of Khartoum (BOK) is Sudan's oldest and largest Islamic bank. Our shareholders include major institutions from the Gulf region, such as Dubai Islamic Bank and the Islamic Development Bank Jeddah, Abu Dhabi Islamic Bank, & Sharjah Islamic Bank. We've also expanded our presence with two international branches in the Kingdom of Bahrain and the UAE.

Customer-Centric at All Levels

As a financial partner for customers in Sudan and beyond, we help people manage their money better. We offer a variety of financial products and services for individuals, entrepreneurs, and businesses. From checking accounts and Islamic banking to microfinance, we give our customers in-person and digital options so they can bank how, when and where they want.

Our Vision

To be a leading, well-managed, growing, innovative Islamic bank with high integrity and an excellent reputation. A bank that offers great opportunities, makes an impact and provides innovative financial services in both local and international markets.

Our Mission

Providing Innovative Financial Services Supported by Advanced Technology

We approach the market with fresh eyes to find new opportunities and new ways of helping our customers succeed and move the world of finance.

To synergise Islamic values with modern banking solutions to offer customized services while supporting the economic growth of Sudan.

We aim to generate value by building a diverse financial institution that focuses on prudent risk management while delivering competitive returns.

Our goal is to set a standard by fully complying with the laws and regulations in the markets we serve.

We are progressive and creative, balancing our responsibility to manage risks while always looking for better answers.

We strive hard to be the employer of choice by supporting people in a system that rewards skill, leadership, collaboration, and initiative.

Our Values

Our culture is built on PRIDE in our work, which reflects our key values: Professionalism, Respect, Integrity, Dedication, and Excellence. We have performance standards for all employees at every level within BOK to make sure that we all work to uphold these values in every area of our business.

Bank of Khartoum (BOK) Rich History

Bank of Khartoum, established in 1913, is the oldest and largest Islamic financial institution in Sudan. Over the years, we’ve come together from many sources to become an organization, focused on improving financial lives through meaningful connections. Based in Khartoum, BOK Group has a balance sheet of USD 2 billion, nearly 3,000 employees, and more than 150 branches and cash offices, along with over 325 ATMs/CDMs, making it the largest branch and ATM network in Sudan. BOK started operations in the Kingdom of Bahrain in November 2015 and expanded to the UAE with BOK International in May 2017 as part of our growth strategy.

Our Notable Achievements

BOK’s achievements to date are significant. We are the first bank in Sudan to receive 'AA-' (long-term) and 'A-1' (short-term) ratings, along with a 'Stable' outlook from the Islamic International Rating Agency (IIRA). In July 2019, SIGMA RATINGS Inc. in New York awarded BOK Group a BBB+ rating with a Positive Outlook, highlighting our effective controls in areas like compliance, corporate governance, and financial crime policies.

Sanctions on Sudan were lifted in November 2018, but the Bank of Khartoum had been delisted from OFAC since April 2011, making it the preferred bank for the United Nations, NGOs, embassies, corporations, and the private sector.

Some Major Milestones

2006

In 2006, BOK introduced true retail banking in Sudan, evolving the market from ad hoc products to focused and innovative services.

2008

The bank merged with Emirates and Sudan Bank in 2008 to become the largest bank in Sudan in terms of capital and market share.

2008

BOK holds the largest market share in retail banking, setting the standard for others to follow.

Comprehensive Banking Solutions and Global Reach

Apart from providing comprehensive corporate banking solutions, cash management, treasury services, and support for SMEs and microfinance, BOK is the only bank that offers a complete range of retail products and services. We also have several subsidiaries in trade, secured assets transportation, brokerage, and commercial real estate. BOK has established an Islamic microfinance subsidiary called IRADA, in which BOK holds an 80% stake, while the Islamic Development Bank in Jeddah owns 20%.

Licensed by the Central Bank of Bahrain, the Bank of Khartoum opened its 1st international branch in November 2015 in Bahrain, known as BOK International. In May 2017, the bank received a trade license for its second overseas branch in the United Arab Emirates (UAE), marking a key step in its expansion throughout the GCC. BOK International UAE began public operations in Abu Dhabi on September 17, 2017.