Together for brighter future

With accordance to the wishes and aspirations of our valued customers, Bank of Khartoum offers an Education Finance Program to give you the opportunity to educate yourselves /relatives in the highest educational institutions in the country, to meet your vision for a unique academic and practical future.

Segment Features:

  • Salaried Employees
  • Self Employed Business (SEB)
  • Self Employed Professionals (SEP)


Product Features:

  • Easy monthly installments
  • Co-borrowers are allowed
  • Wide networks of schools, universities and educational institutes.


Finance Available For:

  • Primary
  • Secondary
  • University
  • Post Graduate
  • Professional Certificates


Financed Amount:

  • Minimum SDG 3,000
  • Maximum SDG 550,000


Finance Tenure:

  • 12 months  for Schools & Universities
  • 36 months for Post graduate studies  & Professional certificates


Minimum Income Requirement: 

  • SDG 1,000 net income for salaried segment
  • SDG 1,000 net income for SEB ,SEP and Non Resident Sudanese


Maximum Debt burden:

  • 40% of net income


Equity Requirements:

  • Optional


  • Minimum 25 years at application
  • Maximum 65 years at maturity


Employment Period:

  • Salaried: Confirmed employee (not on probation)
  • SEB/SEP: Business running for 1 year minimum


Education Finance Applicants:

  • Student
  • Parents
  • Brothers
  • Sisters
  • Direct Uncle
  • Direct Aunt


Required Documents

Common Requirements:

  • Applicant’s Valid ID
  • Applicant’s National Number Certificate
  • 2 references with valid ID's and complete address (Blood relatives with different address are allowed)
  • 2 recent colored photos (Passport photo size)
  • Hand drawing map for current residence and office
  • Student national number certificate
  • 2 student’s colored Photos (passport photo size)
  • Valid invoice from BOK authorized institution



  • Salary Certificate with date of joining, occupation and salary breakdown


Self Employed Business / Self Employed Professionals:

  • Company registration documents
  • Last 6 months stamped bank statement

*Finance available for Sudanese nationals only

The numbers it’s not accurate and to visit the HQ for further information’s.